Legislative Blog
J.B. Williams, J.D.
5 bills that modify the Insurance
A Blog about 88th Legislature Laws
A Bit of Background
The following backgrounds help summarize the author's views on both the general topic: Texas and more specifically 88th Legislature Laws as it relates to that topic.
Brief Summary of Texas
Texas is truly a Republic. There are a multitude of items that to modify the state constitution must be modified. So there are times when Constitutional amendments are on the voting ballots. While I sometimes abhor the wording, the concept that all of those legally able to vote in Texas must vote on the change is a good one. And bills in Texas are generally short, making it easier for everyone to understand.
Summary of 88th Legislature Laws
The blogs here will discuss the laws passed by Congress and signed into law, as well as those, passed by Congress and approved by the voters to become law. There are a multitude of laws and each time I post blogs I will notate here the current effective date if it is different from prior blogs. I am currently posting bills that took effect immediately - those bills total 336. I am currently posting regarding larger bills, so each blog covers a single bill.
Blog Summary
HB 1706
HB 1900
HB 1901
HB 1903
HB 1996 - Specific guidance for family leave insurance policies.
5 bills that modify the Insurance
Published: 2025-12-17
Multiple short modifications
HB 1706 - 3 pages
Permits insurance to contract with public insurance adjuster.
HB 1900 - 3 pages
Auto insurance can be cancelled if there is at least a 60 day notice in writing.
HB 1901 - 2 pages
This modifies how an annual report from a title insurance company, title insurance agency, or direct operator is filed. Previously it had to be done certified mail but now just requires it be filed.
HB 1903 - 3 pages
Insurance companies that issue stock with no par value must pay at least $250,000 for the shares before they can be granted a charter.
HB 1996 - 10 pages
Family leave insurance is considered a type of disability income insurance. This does not apply to all family leave insurance, especially those issued out of Texas but delivered in Texas. It is meant for coverage when leaving employment to care for a family member, a new born child, or a child newly placed in the household. The family leave must be at least 2 weeks during a 52 consecutive week period. The insurance must specify how the wages paid are computed. There are standard exemptions to payment, including but not limited to, doing other work for compensation or otherwise receiving pay.
Honestly this section seems very reasonable and straight forward. Nothing truly unexpected.
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